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Tuesday, December 9, 2014

Don’t be a Christmas Grinch! Spend the holiday in frugality with these 20 helpful tips!

It's that time of the year again when a lot of people get all jumpy purchasing ornaments and yuletide decorations, as well as ponder on the unequivocally perfect present to bestow. In fact, as far as stores are concerned, Christmastide these days starts in September (the -ber months). Others would feel the season’s lovely gift-giving vibe, while some may act grumpy not giving a damn what a Christmas tree should even look like.

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Companies usually offer a Christmas bonus or a 13th month bonus at least to their expectant employees an there’s a pretty obvious reason for this: we spend a whole lot of cash during the said season. Personally, just this year when I received my thirteenth month pay, I blew it all away without even placing the digits into my passbook account. Yes, it was in a –ber month as well, last late November to be exact. I spent it on shopping (because there’s Christmas sale everywhere). I don’t want to miss on buying a gadget or a guitar at their lowest price ever. I even started buying presents and stuff, especially that I’m heading back to my hometown to celebrate Christmas (my folks don’t read my stuff online, so I really don’t bother on the thought of spoiling a surprise). I also ordered glucose-rich and carbohydrate-filled goodies in advance, that we’ll feast on the upcoming occasion. I totally went all out this last quarter of the year, I lost track of budgeting (so much for practising what I preach).

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Well, in fairness to my impulsive expenditures, I did save money. Kind of think of it, it’s indeed a plus to always remember to “spend less than you earn”, it’s very self-explanatory. I actually bought a lot more than I could in other days of the year. See, all the stuff that I bought was on sale. There’s this usual pattern of stores cutting down prices during the season to attract a larger volume of consumers. Another advantage on purchasing way early for Christmas is that you’ll avoid the rush of panic buying. Besides, usually when the main occasion gets closer, prices gradually get higher. I’m not really a finance and marketing expert, but then this approach on commercialism advertently goes along with the flow of potential buyers, such as the law of supply and demand (sort of).
Let’s also assume that other people get all Grinch-like during the festive season (except if they differ in belief and tradition) is because they can’t avoid but disburse a certain amount of their savings. Well, nobody forces you to replace Santa. The act of giving should be from the heart anyway, but in reality it all drains from your wallet (not if you give blood as a present).

So, to help you have a stress free Christmas, and as we always say here, free of monetary debt, here are some tips I’ve gathered. I also divided four main factors that cause us to spend at Christmas.

DECORATIONS:

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1. The best solution to this is of course, to not decorate at all. The community won’t persecute you for not contributing on the extravagant showcase of glittery and flamboyant display of lanterns, histrionically adorned trees, and abysmal consumption of electric supply from scintillating varieties of vibrant lights. Mother Nature might even thank you for not participating much.

2. If you can’t help it and just for the sake of having the Christmas spirit, you can always use the ones that you already have. You can make use of the stuff that you had last Christmas. Our family does this every year. We just dust and make them look like brand new. We fix decors that are broken, and if fixing’s not enough, then that’s the time we buy new ones to include in the bunch.

3. Recycling is always an option. I have seen a lot of recycled Christmas decorations from ornaments to Christmas trees and lanterns all made of bottles, cans, plastic straw, etc. They are creatively put together, and merchants sell them to make money. These are also created in school for craft projects and artwork. You can totally learn how to make some on your own.

4. Buy things when they are not in season, for instance, buying a winter coat in summer. This is a tip that is proven effective. Prices drop double the original at this time. Buy your Christmas thingies way ahead of time. It would also be possible to buy them after the season itself, you know maybe during Valentine’s (oh, somebody ain’t so excited for Yuletide, huh).

5. Watch out for stores that go on holiday sales! This has been like a trend in marketing, lately, I guess. I have noticed that there has been a sale for every occasion. Of course, it’s pretty much impossible not to have one for the most celebrated holiday of all. Just make sure that you don’t only buy the cheapest but also the durable ones. There’s no use in buying low-cost products if you’ll be forced to frequently replace them due to damage or so.

PRESENTS:

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6. Well, of course, the season of giving, Christmas. Whether you are at work or at school, you’d always get to join the yearly monito/monita 1, SP (Secret Person), or whatever you get to call it on your planet. You can’t just avoid this you kill-joy chintzy Grinch! So, the best tactic here is to suggest a price that would fit your tight budget, and be reasonable about it.

7. Gifts usually come in wrappers.  Get your creative juices flowing and show a little craftsmanship. You can use old magazines or even plain paper with your own artwork on it. For gift tags, you can just cut out fancy looking shapes from old cardboards or carton and decorate them. For ribbons, nah you don’t really need them, but if it bothers you, then just look around, you might find something to add a finishing touch to your masterpiece. Your receiver would surely be impressed at the personalized and crafty wrapping (just make sure that it doesn’t look trashy).

8. If you are really not into art, and might even make your receiver feel less special with your TH attempts to pull off a masterpiece, then you can use the previous gift wrappers you’ve received and saved aside throughout the years. Avoid the humiliating mistake though of using it to wrap a gift for someone who gave you a present last year which was neatly wrapped with a freshly bought same exact wrapper that you have now recycled and gave back. All in all, just don’t tend to mess things up.

9. Christmas cards can also mean something for someone as being remembered. Use your Shakespearean skill in writing that special message. Content and intent is way better than the gift or card itself (mostly). Creativity again, would do a great deal with this. You can do cut outs and paste them fashionably on the card that might resemble the good traits or favourites of the person you are giving the card to. If art is again, really not your thing, then you may need to scour for inexpensive cards. They usually go on sale as well earlier of the season.

10. This one could work as a charm. Just be ready to face the consequences and dare to commit fully. Buy an inexpensive ribbon. Anything will do, as long as it’s Christmassy. Then tie it to your neck, or around your waist, or even just on your finger (so that it would require a shorter ribbon). Then say that you’ll be his/her slave for a day. Tada! The best inexpensive gift ever (in terms of monetary currency that is).

FOOD:

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11. Of course, what’s a celebration without even a little something to feast on? You should have already set aside a budget for this. It’s improbable for you not to see it coming. Well, if you really didn’t prepare any money for a scrumptious Noche Buena 2, then don’t fret. A lot of supermarkets and grocery stores offer great deals on food items during the holidays. You can even join their yearly raffle and win a Christmas Noche Buena package, or cash. Just be keen in observing this sort of things in town.

12. If you’ve got plenty more time before the occasion let’s say, a month, make a compilation of the recipes that you’ll be putting on the Christmas table, and make a list of the needed ingredients. Calculate your expenses and set a budget. When you start buying the goods that you need make sure not to buy anything that’s not on your list. This is an efficient way to avoid impulse buying.

13. As much as possible, avoid purchasing items that come in small packs. First of all, you’re not the only one who’ll be munching on Christmas Eve, are you? And besides, you can save a lot more when buying bigger items, if you can’t consume everything in one night, you can always save them for later.

14. During holidays, stores also sell items in combo packages. Say for example, a spaghetti package that’s good for 1kg, everything that you need in cooking the dish is already included in it. This is great, since you would be saving both your expense and the hassle of going back and forth searching for the ingredients.

15. Buy food that won’t easily spoil. If so, just assure that you can consume the quantity and have as less left overs as possible. Food thrown is also money wasted. Ever heard of gluttony? Yeah, control your indulgence too.

FAMILY AND FRIENDS:

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16. Certainly, there’s nothing more joyful than spending the holidays with our dearly beloved folks. They reflect the essence of love and generosity. However, we can’t go Santa Claus for all of them, especially if you’ve got a big family and a huge number of friends. If you’ve got enough money for one Christmas party and a single person to give a gift to, your understanding relatives and considerate peers would be contented to see you gleefully greet them a Merry Christmas.

17. Well, a warm holiday greeting might not be enough for some and would still find a nerve to ask you for their gifts. I, in return would answer back with another question, “Where’s my gift?” Although it doesn’t seem so pleasant for the ghosts of Christmas, believe me that would surely temporarily end the subject on gifts.

18. If they are persistent, give them Christmas cards. You know… the aforementioned. You can also include a small paper bill in it, crafted like a t-shirt. (I’ll teach you how to create it here, just watch out for updates.)

19. Have them participate in exchanging of gifts. This way, they wouldn’t directly expect a gift from you, since they’ll have the thought that you might have picked a different person to give a gift to. Everyone in the party would be receiving their gift as well.

20. Entertain your friends, make them happy and laugh their hearts out. Then tell them that you have got the best gift to offer them, your unconditional love and everlasting genuine friendship. You might get a lot of woos and waas for offering this, but at least you’re wallet’s not empty this Yuletide season.









Have a Merry Blessed Christmas Cheapskates!!!...



NOTES:

1 Deriving from the Christian tradition, the ritual is known as Secret Santa in the United States and the United Kingdom; as Kris Kringle or Kris Kindle (Christkindl) in Ireland; as Secret Santa, Kris Kringle, or Chris Kindle (Christkindl) in parts of Austria; as Secret Santa or Kris Kringle in Canada and Australia; and as Secret Santa, Kris Kringle, or Monito-monita in the Philippines. In Poland, the tradition is celebrated on the day of 6 December (Mikołajki). All of these names derive from traditional Christmas gift-bringers: the American custom is named after Santa Claus, or St Nicholas (Poland), while Chris Kindle and Kris Kringle are both corruptions of the original name of the Austrian gift-bringer Christkindl, which means the "Christ Child". Exceptions are Britain (where the traditional gift-bringer is Father Christmas) and the Philippines (which has the Three Kings). Most places in Latin America use amigo secreto (secret friend) or amigo invisible (invisible friend). (Taken from http://en.wikipedia.org/wiki/Secret_Santa 12-09-14)
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2 Noche buena (from Spanish, meaning "Good night" or "Holy Night") is a Filipino custom adopted from Spain and Mexico. It refers to the feast served late on Christmas Eve, usually after the Midnight Mass. The family gathers together and special foods like lechon, pancit, and chicken relleno (stuffed chicken) and family specialties are served. (taken from http://en.wikipilipinas.org/index.php/Noche_Buena 12-09-14)?


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