Don’t be a Christmas Grinch! Spend the holiday in frugality with these 20 helpful tips!

It's that time of the year again when a lot of people get all jumpy purchasing ornaments and yuletide decorations, as well as ponder on the unequivocally perfect present to bestow. In fact, as far as stores are concerned, Christmastide these days starts in September (the -ber months). Others would feel the season’s lovely gift-giving vibe, while some may act grumpy not giving a damn what a Christmas tree should even look like.

Ways to Spend Money Wisely

Way back before I was stripped off of innocence, it was just as expedient as smiling to my parents and uttering magic words for me to get what I want. Growing up, I would still depend on their wallets for mine to be filled. Spending what I have without the fear of going bankrupt was undeniably predictable. I guess it went along with innocence and the thought that I’m their responsibility that makes it all, well, fairish. Only now that I’m all grown up have I fully understood that money can somehow be particularly elusive. Then there’s the reality that it’s temptingly facile to spend money than to earn it.

How to Distinguish the Types of Cheapskates

You have surely encountered a cheapskate more than once in your lifetime. He might have been your annoying colleague. He could be your childhood friend who’s nowhere to be found after the purge.  There’s probably one in your clique who always avoids hanging-out but still poses as part of your elite herd. Maybe he’s your lover, torn between his non-profitable love for you and his savings account. Who knows, it must be you, but you just don’t want to be labelled as such.

How to Move Out the Cheapskate Way

There will come a time when a little birdie would eventually manage to fly on its own and leave its nest, far out and away from its siblings and parents. I would consider this, an intro for this, uh, article, and well yes, I am talking about myself, metaphorically of course, I am not little though, nor am I a birdie. So what are the steps one must make towards independence?